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The Absolute Best Banks in Boston for Students [Updated 2024]

The Absolute Best Banks in Boston for Students  [Updated 2024]

With a total of 15 banks carefully reviewed and analyzed, I have curated this comprehensive list to ensure that you, as a student in Boston, have access to the top financial institutions. Choosing the right bank is crucial, especially in a city like Boston, where students face unique financial challenges.

Whether you need a bank that offers convenient locations near your campus or provides excellent student-friendly services, this article has got you covered. From established national banks to local credit unions, you will find the perfect fit for your financial needs as a student.

So, let's dive in and explore the best banks in Boston just for you!


TD Bank

TD Bank
🗺️ 24 Winter Pl, Boston, MA 02108
☎️ 617-426-4591
🌐 Website
Sunday: 11 AM–2 PM
Monday: 8:30 AM–5 PM
Tuesday: 8:30 AM–5 PM
Wednesday: 8:30 AM–5 PM
Thursday: 8:30 AM–6 PM
Friday: 8:30 AM–6 PM
Saturday: 9 AM–1 PM
Highlights
Friendly store manager
Excellent service
Efficient and helpful

Let me start by saying that I was thoroughly impressed with the service I received at TD Bank. From the moment I walked into the branch, I was greeted by a friendly store manager who made me feel right at home.

The highlight of my visit was definitely the excellent service. The staff at TD Bank went above and beyond to address all my banking needs. Whether it was opening a new account or answering my questions about student loans, they were always efficient and helpful. I felt like they truly understood the unique financial circumstances of students and tailored their services accordingly.

The friendly store manager took the time to explain all the available options and helped me choose the best one that suited my needs. They even provided me with tips on how to save money and manage my finances effectively. It was refreshing to see that they genuinely cared about my financial well-being and took the time to guide me in the right direction.

Overall, my experience at TD Bank in Boston for Students was nothing short of fantastic. The friendly and knowledgeable staff, paired with their excellent service, make TD Bank a top choice for students in Boston. I highly recommend giving them a visit and experiencing their exceptional service for yourself.

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Metro Credit Union - Boston - Massachusetts Avenue

Metro Credit Union - Boston - Massachusetts Avenue
🗺️ 1071 Massachusetts Ave, Boston, MA 02118
☎️ 877-696-3876
🌐 Website
Sunday: Closed
Monday: 8:30 AM–5 PM
Tuesday: 8:30 AM–5 PM
Wednesday: 8:30 AM–5 PM
Thursday: 8:30 AM–6 PM
Friday: 8:30 AM–6 PM
Saturday: 8:30 AM–1 PM
Highlights
Correct with my money
Great customer service
Friendly and patient employees
Part of a welcoming family

I must say that my experience with Metro Credit Union - Boston - Massachusetts Avenue was nothing short of delightful. From the moment I walked through the doors, I knew I was in good hands. It's not every day that you find a bank that is correct with your hard-earned money, but Metro Credit Union definitely fits the bill.

The customer service at this branch was truly top-notch. The employees were not only knowledgeable, but also incredibly friendly and patient. They took the time to listen to my questions and concerns, and provided me with personalized solutions that suited my financial needs. It's always reassuring to know that there are professionals who genuinely care about your financial well-being.

What truly sets Metro Credit Union - Boston - Massachusetts Avenue apart from other banks is the sense of being a part of a welcoming family. The atmosphere was warm and inviting, making me feel instantly at ease. The staff went above and beyond to make me feel valued and appreciated as a customer.

In conclusion, I highly recommend Metro Credit Union - Boston - Massachusetts Avenue to any student looking for a bank that not only delivers great service, but also treats you like a member of the family. With their attention to detail and commitment to customer satisfaction, you can trust that your financial needs will be met with the utmost care.

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Bank of America Financial Center

Bank of America Financial Center
🗺️ 133 Massachusetts Ave, Boston, MA 02115
☎️ 617-638-0015
🌐 Website
Sunday: Closed
Monday: 10 AM–4 PM
Tuesday: 10 AM–4 PM
Wednesday: 10 AM–4 PM
Thursday: 10 AM–4 PM
Friday: 10 AM–4 PM
Saturday: Closed
Highlights
Friendly assistance
Knowledgeable manager
Efficient service

Upon entering the bank, I was immediately greeted by a friendly bank representative who offered to assist me. Their warm and welcoming attitude made me feel comfortable and at ease.

As I began to speak with the branch manager, it quickly became evident that they were incredibly knowledgeable about the specific needs and concerns of students. They understood the financial challenges faced by students and were able to provide tailored solutions to help them manage their finances effectively.

The manager took the time to explain the various account options available, highlighting the benefits and features that would be most advantageous for students. They patiently answered all of my questions, ensuring that I had a clear understanding of the products and services.

What impressed me the most was the efficient service provided by the bank staff. Despite the busy atmosphere, they managed to handle each customer promptly while maintaining a calm and organized environment. The wait time was minimal, and the entire process from opening an account to receiving my debit card was completed smoothly.

Overall, I highly recommend Bank of America Financial Center for students in Boston. Their friendly assistance, knowledgeable manager, and efficient service truly set them apart. Students can feel confident that their financial needs will be well taken care of at this branch.

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Federal Home Loan Bank of Boston

Federal Home Loan Bank of Boston

Federal Home Loan Bank of Boston is a hidden gem for students looking for a reliable and student-friendly bank. The moment I stepped in, their professional yet friendly atmosphere made me feel right at home. They offer a range of student-friendly services, such as low or no fees, customized student accounts, and convenient online banking options. Federal Home Loan Bank of Boston also impressed me with their emphasis on financial education, providing resources and workshops to help students navigate the world of personal finance. Overall, if you're a student in Boston, this bank is a must-visit to satisfy all your banking needs.

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Rockland Trust Bank

Rockland Trust Bank
🗺️ 1134 Washington St, Boston, MA 02118
☎️ 857-524-1655
🌐 Website
Sunday: Closed
Monday: 8:30 AM–4:30 PM
Tuesday: 8:30 AM–4:30 PM
Wednesday: 8:30 AM–4:30 PM
Thursday: 8:30 AM–5 PM
Friday: 8:30 AM–5 PM
Saturday: 9 AM–1 PM

Rockland Trust Bank in Boston for Students is a hidden gem! This bank offers a playful yet professional atmosphere that makes handling your finances feel like a breeze. With a range of student-friendly services, such as low minimum deposit requirements and waived monthly maintenance fees, they truly understand the needs of cash-strapped scholars. The knowledgeable staff at Rockland Trust Bank is always ready to provide assistance with a smile, whether it's explaining the intricacies of student loans or helping you set up your first savings account. Plus, their convenient location makes it a perfect fit for the bustling student life in Boston. Put your money in Rockland Trust Bank and watch it grow like a straight-A student!

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City of Boston Credit Union

City of Boston Credit Union
🗺️ 1 City Hall Square #242, Boston, MA 02108
☎️ 617-635-4545
🌐 Website
Sunday: Closed
Monday: 9 AM–4 PM
Tuesday: 9 AM–4 PM
Wednesday: 9 AM–4 PM
Thursday: 9 AM–4 PM
Friday: 8 AM–4 PM
Saturday: Closed
Highlights
Outstanding customer service
Reliable, efficient, kind staff
Community arts showcased in City Hall
Positive dealings for 28 years
Manager Nancy Casey goes above and beyond

Let me start by saying that City of Boston Credit Union truly stands out from the crowd. From the moment I walked through the doors, I was greeted with outstanding customer service that made me feel like a valued member of their banking family.

The reliable, efficient, and kind staff at City of Boston Credit Union left a lasting impression on me. They were always ready to answer any questions I had, and they went above and beyond to ensure that all my banking needs were met. Manager Nancy Casey deserves a special mention for her dedication to providing exceptional service. She truly goes above and beyond for the students of Boston.

What sets City of Boston Credit Union apart is their commitment to the community. As I explored further, I discovered that they showcase community arts in City Hall, creating a welcoming and vibrant atmosphere.

One impressive aspect that I discovered during my visit is their positive dealings over the past 28 years. It is a testament to their stability and reliability.

Overall, my visit to City of Boston Credit Union was a pleasant and rewarding experience. If you're a student in Boston, I highly recommend considering City of Boston Credit Union for your banking needs. Their outstanding customer service, reliable staff, community involvement, and positive reputation make them one of the best banks in Boston for students.

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Mass Bay Credit Union

Mass Bay Credit Union
🗺️ 147 W Fourth St, South Boston, MA 02127
☎️ 617-269-2700
🌐 Website
Sunday: Closed
Monday: 8:30 AM–4 PM
Tuesday: 8:30 AM–4 PM
Wednesday: 8:30 AM–4 PM
Thursday: 8:30 AM–4 PM
Friday: 8:30 AM–4 PM
Saturday: 8:30 AM–1:15 PM
Highlights
Quick and efficient problem-solving
Excellent customer service
Super responsive and helpful staff

Let me start by saying that the staff at Mass Bay Credit Union truly knows how to make banking a delightful experience for students. From the moment I entered their branch, I was greeted by friendly and attentive employees who were ready to assist me with any questions or concerns I had.

One of the highlights of my visit was the quick and efficient problem-solving I witnessed. Whether it was helping a student open a new account or addressing an issue with an existing one, the staff at Mass Bay Credit Union handled each situation with ease and expertise. They truly understood the unique needs of students and went above and beyond to find solutions that fit their financial goals.

The customer service at Mass Bay Credit Union is top-notch. The staff was not only approachable and friendly, but they also displayed a genuine interest in helping students make the most of their banking experience. They patiently answered all my questions and provided insightful advice to ensure that I was making the right decisions for my financial future.

Another aspect that stood out during my visit was the responsiveness of the staff. Whether I reached out to them via phone, email, or in-person, they were always quick to respond and eager to assist. It's reassuring to know that, as a student, I can rely on Mass Bay Credit Union for prompt support and guidance.

In conclusion, Mass Bay Credit Union checks off all the boxes for being one of the best banks in Boston for students. With their excellent customer service, quick problem-solving skills, and helpful staff, students can count on them to make their banking experience smooth and hassle-free.

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Chase Bank

Chase Bank
🗺️ 425 Washington St, Boston, MA 02108
☎️ 617-646-2730
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: Closed
Highlights
Patient and Respectful
Knowledgeable and Informative
Proactive and Customer-Obsessed
Beautiful Branch
Great People

Let me begin by saying that Chase Bank exceeded my expectations in every way possible. The moment I stepped into their beautiful branch, I was greeted by a friendly and professional staff. The atmosphere was welcoming and I instantly felt at ease.

The employees at Chase Bank are not only patient and respectful, but also extremely knowledgeable and informative. They took the time to listen to my questions and provided me with thorough explanations. I never felt rushed or dismissed, which is crucial when dealing with complex financial matters.

What sets Chase Bank apart is their proactive and customer-obsessed approach. The staff went above and beyond to understand my needs as a student and offered tailored solutions that truly catered to me. They took the time to educate me on the different account options, highlighting the benefits and potential drawbacks of each.

I was particularly impressed by the people working at Chase Bank. It's clear that they genuinely care about their customers' financial well-being. They were happy to discuss budgeting tips and even shared some great resources to help me manage my money effectively.

In conclusion, Chase Bank is truly one of the best options for students in Boston. Their patient and respectful nature, combined with their knowledge and proactive approach, make them a standout choice. If you're searching for a bank that goes above and beyond for its customers, look no further than Chase Bank.

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Leader Bank - Boston Seaport Branch

Leader Bank - Boston Seaport Branch
🗺️ 48 Northern Ave, Boston, MA 02210
☎️ 617-261-6300
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: Closed
Highlights
Amazing branch
Welcoming
Excellent service
Friendly
Courteous staff

Let me begin by saying that this branch is truly amazing. From the moment I walked in, I immediately felt a warm and welcoming atmosphere. The staff at Leader Bank - Boston Seaport Branch are nothing short of exceptional in their service.

The service provided at this branch is truly top-notch. The employees go above and beyond to ensure that all your banking needs are met. Whether you need to open a student account, apply for a loan, or simply have a question, their team is always ready to assist you.

One of the things that impressed me the most about Leader Bank - Boston Seaport Branch is how friendly and courteous the staff is. They genuinely care about their customers and take the time to understand their unique financial situations. They are patient and thorough in explaining any banking concepts or processes, making it a perfect fit for students who may be navigating finances for the first time.

Overall, if you're a student in Boston, Leader Bank - Boston Seaport Branch is definitely a bank you should consider. With their amazing branch, welcoming atmosphere, excellent service, and friendly and courteous staff, they truly stand out as one of the best options for student banking in Boston.

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First Republic Bank

First Republic Bank
🗺️ 160 Federal St, Boston, MA 02110
☎️ 888-408-0288
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: Closed
Highlights
Remarkable service
Impressive client engagement
Trusted wealth manager
Financial finish line

First and foremost, what sets First Republic Bank apart from the rest is their remarkable service. From the moment I stepped into their branch, I was greeted with a warm smile and a genuine willingness to help. The staff seemed genuinely interested in my needs as a student and took the time to listen attentively and offer personalized advice.

Another noteworthy aspect of First Republic Bank is their impressive client engagement. They go above and beyond to establish meaningful relationships with their customers, ensuring that they feel valued and heard. It's not just about providing basic banking services; they truly strive to understand their clients' financial goals and aspirations.

Speaking of aspirations, First Republic Bank also shines as a trusted wealth manager. They offer a range of investment and financial planning services that cater specifically to students. Whether you're in need of guidance on budgeting, saving for tuition, or even planning for your post-graduation financial journey, First Republic Bank has got you covered.

In a city filled with countless banking options, it can be challenging to find a financial institution that truly goes the extra mile. But fear not - First Republic Bank is here to help you cross the financial finish line. With their remarkable service, impressive client engagement, and expertise as a trusted wealth manager, First Republic Bank is a bank that truly understands the unique needs of students.

So, if you're a student in Boston looking for a bank that will treat you more than just a number, I highly recommend paying a visit to First Republic Bank. You won't be disappointed!

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Domestic Bank

Domestic Bank

I must admit, Domestic Bank impressed me with its student-friendly atmosphere and excellent services. The staff were not only knowledgeable but also approachable, making it easy for students to ask questions and seek advice. The bank offers a variety of convenient features, including low fees, easy online banking, and flexible student loans. The mobile app is a real game-changer, allowing students to manage their finances on the go. I also appreciated the inviting and modern ambiance, which made banking a more enjoyable experience. Overall, Domestic Bank truly understands the needs of students and provides the ideal banking solution in Boston!

Boston Private

Boston Private
🗺️ 450 Boylston St, Boston, MA 02116
☎️ 617-912-4500
🌐 Website
Sunday: Closed
Monday: 9 AM–3 PM
Tuesday: 9 AM–3 PM
Wednesday: 9 AM–3 PM
Thursday: 9 AM–3 PM
Friday: 9 AM–3 PM
Saturday: Closed

Boston Private is a hidden gem for students in the bustling city of Boston. From the moment I stepped inside, I was greeted with a warm and friendly atmosphere. Their staff is knowledgeable and always willing to go the extra mile to assist students with their financial needs. With their student-friendly policies and a range of customized banking solutions, Boston Private truly understands the unique challenges faced by students. Not to mention, their sleek and modern facilities make banking feel more like a fun experience than a chore. If you're a student searching for the best banking option in Boston, look no further than Boston Private.

Cambridge Trust

Cambridge Trust
🗺️ 65 Beacon St, Boston, MA 02108
☎️ 617-523-3551
🌐 Website
Sunday: Closed
Monday: 9 AM–4 PM
Tuesday: 9 AM–4 PM
Wednesday: 9 AM–4 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: Closed
Highlights
Elegant small bank
Good customer service
Attentive to detail
Helpful and welcoming staff

Cambridge Trust is an elegant small bank that caught my attention right from the moment I walked through the doors. The interior was tastefully designed, creating a sophisticated and welcoming atmosphere that instantly made me feel comfortable.

However, what truly sets Cambridge Trust apart is their exceptional customer service. The staff was attentive to every detail and made sure to address all my needs and concerns. From the moment I walked in, I was greeted with a warm smile and offered a seat, making me feel valued as a customer. The staff's dedication to providing top-notch service was truly impressive.

During my visit, I was particularly impressed by the knowledge and expertise of the staff when it came to serving the needs of students. They understood the unique challenges and financial situations that students face, and were keen to offer tailored solutions to meet their specific needs. This level of attentiveness was truly refreshing to see.

Moreover, the staff at Cambridge Trust went above and beyond to ensure that I had all the information necessary to make informed decisions about my banking options. They patiently answered all my questions, taking the time to explain various account types and features.

Overall, my visit to Cambridge Trust was a delightful experience. The combination of an elegant small bank, good customer service, attentive staff, and a welcoming atmosphere makes it one of the best options for students in Boston.

OneUnited Bank

OneUnited Bank
🗺️ 100 Franklin St, Boston, MA 02110
☎️ 877-663-8648
🌐 Website
Sunday: Closed
Monday: 10 AM–3 PM
Tuesday: 10 AM–3 PM
Wednesday: 10 AM–3 PM
Thursday: 10 AM–3 PM
Friday: 10 AM–3 PM
Saturday: Closed
Highlights
ATM conveniently located
Grove Hall location available
Bank on the 6th floor

OneUnited Bank is a fantastic option for students in Boston who are looking for a reliable banking institution. The first thing that caught my attention was the conveniently located ATM. As a student, I know how important it is to have access to my funds at all times, and OneUnited Bank certainly delivers on that front.

One of the standout features of this bank is its Grove Hall location. This branch is easily accessible, making it a great choice for students who live in that area. Whether you need to deposit a check or withdraw some cash, the Grove Hall branch has got you covered.

What sets OneUnited Bank apart from other options is its unique location on the 6th floor. Not only does this provide a sense of privacy, but it also adds an element of exclusivity to your banking experience. It feels like you're entering a special club when you step into the elevator and ascend to the 6th floor.

In terms of services, OneUnited Bank offers all the typical features you would expect from a banking institution. From checking accounts to savings accounts, they have it all. The staff are friendly and professional, always ready to assist you with any questions or concerns you may have.

Overall, I would highly recommend OneUnited Bank to students in Boston. It offers convenience, accessibility, and a unique banking experience on the 6th floor. Don't miss out on the opportunity to make your banking experience extraordinary.

Citizens

Citizens
🗺️ 607 Boylston St, Boston, MA 02116
☎️ 617-247-0782
🌐 Website
Sunday: Closed
Monday: 9 AM–4 PM
Tuesday: 9 AM–4 PM
Wednesday: 9 AM–4 PM
Thursday: 9 AM–4 PM
Friday: 9 AM–4 PM
Saturday: 9 AM–12 PM
Highlights
Amazing staff
Friendly and helpful
Personalized service
Goes above and beyond

Let me start by saying that the staff at Citizens in Boston for Students is absolutely amazing! From the moment I walked through the door, I was greeted with a warm and welcoming smile. They made me feel right at home and were incredibly friendly and helpful throughout my visit.

What really stood out to me about Citizens was their commitment to providing personalized service. They took the time to understand my specific needs as a student and offered tailored solutions that perfectly fit my financial situation. It felt like they truly cared about helping me achieve my financial goals.

But what really impressed me was how Citizens goes above and beyond to assist their student customers. They offered useful advice on budgeting, saving, and managing money, which was incredibly valuable to me as a student on a tight budget.

I must mention that their online and mobile banking platforms are top-notch. The ease of use and convenient features allowed me to manage my finances effortlessly, even on the go!

Overall, my experience at Citizens in Boston for Students was outstanding. Their amazing staff, friendly demeanor, personalized service, and commitment to going above and beyond truly set them apart. If you're a student in Boston looking for the best bank, I highly recommend giving Citizens a try. You won't be disappointed!

Joshua CordelJ
WRITTEN BY

Joshua Cordel

Josh is a passionate writer with a deep appreciation for the rich history and vibrant culture of Boston. Through his engaging articles, he invites readers to explore the hidden gems, fascinating stories, and mouth-watering culinary delights that the city has to offer.Read more

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